Fin

Not all bonds are the same. There are types of issuers with its associated varying levels of risk and benefits:
1. Government Bonds: Recommended by the national governments, one example is U.S. Treasury bonds. In general, they are risk-free because they are issued or guaranteed by the government. A high-interest-rate bond pays a lesser interest rate but holds a very minimal risk of losing money.
2. Corporate Bonds: This is for corporate companies to raise funds for some specific undertaking or cost. They have a higher return than for government bonds but also much more risk.

Face Value: That is the amount which the organization promises to return to you at the end.
Interest Rate (or "Coupon" Rate): The rate at which they will pay you regularly as interest in percent of the face value.
Maturity Date: The date when they will return your original investment.
Let's assume you bought a $1,000 bond that pays 3% interest and has five years to maturity. You earn $30 in interest each year, just 3% on $1,000, and after five years, you'll get your $1,000 back.
Face Value: That is the amount which the organization promises to return to you at the end.
Interest Rate (or

A bond is essentially a loan. When you purchase a bond, you are essentially lending money to an organization-perhaps to a government or a city-and they agree to repay you along with some form of interest, over some period of time.
What Is a Bond?
Bonds are government securities
A bond is essentially a loan. When you purchase a bond, you are essentially lending money to an organization-perhaps to a government or a city-and they agree to repay you along with some form of interest, over some period of time.

So, bonds, right? These sound pretty complicated. Not really, however. Bonds are simply the way through which companies, governments, come to borrow from us-and our fellow citizens-for the promise of interest paid on them. A simple "I owe you" note comes to mind. You lend your money and they'll pay you it back, plus some extra for letting them use it as interest.
Here's what we have lined up to help you with this guide: breaking down what bonds are, how they work, why people invest in them, and the pros and cons. If you are a beginner in the world of investing or looking to diversify your po

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Continuous growth in the area of impact investing heralds an even larger shift toward a considerably more responsible approach to finance, which takes into account both economic prosperity and societal progress on being related. With its